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Financing Options Available at NICD


Option A: Pay in full by cash or check for a 5% discount

This payment option applies only to cosmetic, restorative and comprehensive dental procedures that go beyond routine dental care. Paying for your entire procedure by cash or check at least 3 weeks prior to your first procedural appointment will result in a 5% discount on your total bill. If your course of treatment changes and an additional amount is due, we ask for payment at the time of service. In the event of long-term treatment plans that involve many months and/or phases, payment can also be phased. Barb or Jacque at the front desk will be happy to answer any of your questions regarding payment by cash or check.

Option B: Payment by credit card

For your convenience, NICD accepts Visa, MasterCard and Discover credit cards. Payment is required at the time of scheduling or shortly before the start of your treatment plan. Barb or Jacque will help you with specific payment arrangements. Please be aware that there is no discount for payment made using a credit card.

Option C: CareCredit Dental Financing

A monthly dental financing payment plan is available through the CareCredit program for qualifying participants. Patients must apply far enough in advance of receiving care so that payment can be directed to NICD within 3 weeks prior to beginning treatment. If you are paying for part of the expense over-and-above the loan, your personal balance is due at the start of the procedure. While CareCredit may charge interest for use of its service, NICD will cover 100% of the interest payment for 6-month payment plans. Interest for some 12-month plans is eligible for coverage by NICD, as well. To learn more or to apply, please feel free to talk to Barb or Jacque – or visit